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Real or Fake

How to check whether you're accessing a real or fake bank site

Friday, July 01, 2005

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The general assumption about the Banking and transaction sites which work on SSL is that, these sites can't get faked. If you are able to notice the lock icon at the right bottom corner of the explorer window and if it has 'https' in the address bar then the site is original. But this is not the truth. Below are two images of the login page of ICICI bank. The images on the left are fake, even though they have the Lock icon and 'https' at the address bar and look significantly similar. So the bottom line is: don't just rely on basic things like the lock icon and the address bar, but go a bit further. At least click on the lock button to see more details about the certificate. Look at the screenshots below carefully and read the captions to understand the difference. The main reason why bank sites can be faked is that you can view the source of their Web pages.

Notice both the images above. Both use 'https' and have a lock at the bottom, signifying that they're secure sites. This makes it really difficult to find the real one. Here, the bank has started using cgi scripts, due to which the URL becomes longer as shown

The first thing you should do always to check whether the site is original or not is click on the lock icon. This opens up a new window (certificate window) and if you see no red cross marks on this window then hopefully the site is real

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